Debt ********** in Poland: - operates within a legal framework governed by laws such as the Civil Code and the Act on Payment Terms in Commercial Transactions. Businesses and individuals can enlist the services of specialized debt ********** agencies to pursue outstanding payments. If informal methods fail, legal action can be taken through the court system, leading to the possibility of asset seizure or bank account garnishment. Poland has consumer protection laws to safeguard the rights of debtors, requiring ethical practices from debt collectors. The amount of interest and additional costs on overdue payments is regulated by law, with creditors entitled to claim interest on the outstanding debt.